Mahindra Finance Share Price

Mahindra Finance ek leading non-banking financial company (NBFC) hai, jo Bharat mein gaon aur semi-urban ilaqon par tawajjo rakhti hai. Yeh company gadi ke loans, SME loans, housing finance, insurance, aur mutual funds jaise kai tarah ke financial products aur services pradaan karti hai.

Mahindra Finance Mahindra & Mahindra ki ek subsidiary hai, jo Bharat ki ek pramukh automobile manufacturer hai, aur yeh National Stock Exchange (NSE) aur Bombay Stock Exchange (BSE) mein list hai. Company ke stock ko Bharatiya financial sector mein exposure hasil karna chahte investors ke liye ek popular investment option hai.

Haal hi mein, COVID-19 pandemic ke challenges ke bawajood, Mahindra Finance ke share price mein ek steady upward trajectory dekhi ja rahi hai. March 2023 tak, company ke share price INR 187 ke aas-pass trade ho raha tha. Yeh ek bada badhav hai uske 52-week low price INR 98.35 ka, jo May 2022 mein record kiya gaya tha.

Mahindra Finance ke share price ke vruddhi ke ek mukhya kaaran mein se ek hai company ki gaon aur semi-urban ilaqon mein apni upasthiti ko badhane ki fokus. 1.3 billion ki jansankhya ke saath, Bharat mein ek bahut bada aur bhaari taur par untapped rural market hai, jo Mahindra Finance jaise financial companies ke liye significant growth opportunities pradaan karta hai. Rural customers ko financial services pradaan karne mein apni upasthiti ka faayda uthaakar, company is market ko tap karke revenue growth ko badha rahi hai.

Mahindra Finance Mahindra Group ki ek subsidiary hai, jo Bharat ki sabse badi conglomerates mein se ek hai. Company gadi ke loans, home loans, corporate loans, insurance, aur fixed deposits jaise kai tarah ke financial products aur services offer karti hai. Mahindra Finance ko 1995 se Bharatiya stock exchanges mein list kiya gaya hai, aur saalon ke dauraan iske share price mein volatility dekhi jaati hai. Is article mein, hum Mahindra Finance ke share price aur us par prabhav daalne wale factors ke baare mein ek nazdeeki jankari pradaan karenge.

Mahindra Finance Share Price History

Mahindra Finance ke share price ka history volatile raha hai, saalon ke dauraan significant fluctuations dekhe jaate hain. 2008 mein, stock price around 800 rupees tak pahunch gayi thi, lekin 2009 mein global financial crisis ki wajah se yah lagbhag 50 rupees tak gir gayi thi. Tab se stock price ek upward trend par raha hai, 2018 mein around 500 rupees tak pahunchi thi. Lekin phir se stock price decline hua, aur March 2023 tak yah around 120 rupees par trade ho raha hai.

Mahindra Finance ke share price par prabhav daalne wale factors mein company ke performance, Bharat mein overall economic conditions aur global trends shaamil hai. Chaliye, inme se kuch factors ko nazdeeki se dekhte hain:

1. Company Performance

Mahindra Finance Mahindra Group ki subsidiary hai, jo Bharat ke leading conglomerate mein se ek hai, jiske paas diversified business interests hain. Mahindra Finance ka specialization rural aur semi-urban sectors mein financial services provide karne mein hai. Mahindra Finance tractor loans, vehicle loans, personal loans, housing loans aur SME loans jaise products offer karta hai.

Mahindra Finance ke company performance ki baat karein, toh yeh saalon se consistent growth show karta raha hai. Company ne last five years mein 19% CAGR ke saath loan book mein healthy growth report ki hai. March 2021 tak, company ka loan book Rs. 87,700 crores tak pahunch gaya tha, jo YoY 9% ki growth hai.

Company ne saalon se healthy asset quality maintain ki hai, March 2021 tak gross NPA ratio 7.51% tha. Company NPA kam karne par focused rahi hai, aur March 2021 tak provision coverage ratio 76% tha, jisse strong provisioning policy ka pata chalta hai.

Mahindra Finance apne loan portfolio ko khush tarah se diversify kia hua hai aur unka focus rural aur semi-urban sectors pe hai. Unki vehicle loans aur tractor loans segments unke key growth drivers hain. Vehicle loans segment FY21 mein 20% YoY aur tractor loans segment 22% YoY grow hui. Company apne SME aur housing loan portfolio ko bhi expand kar rahi hai, jinka FY21 mein 17% aur 35% YoY growth hua.

Mahindra Finance ne FY21 mein Rs. 574 crore ka net profit report kiya, jo ki 56% YoY growth hai. Company ki net interest income FY21 mein 11% YoY grow hui, jabki unka net interest margin FY21 mein 6.9% tha.

2. Economic Conditions

Mahindra Finance ka performance India ki arthik sthiti se gehra jude hua hai, khaskar gaon aur semi-urban kshetron se, jahan company ka focus hai. Yahan par kuch mahatvapurn jaankari hai jis se Mahindra Finance ko prabhavit hone waali arthik sthiti ki jankaari mil sakti hai:

Agricultural Performance: Mahindra Finance ke tractor loans segment ka loan book ka ek mahatvapurn hissa hai, aur is segment ki performance Bharat mein krishi utthan se gehra jude hua hai. Yadi monsoon ke mausam mein sudhar, zyaada fasal ka utpadan aur krishi utpadan ki vriddhi hoti hai, to yeh tractor loans segment ke liye sakaratmak suchna deti hai.

Interest Rates: Mahindra Finance ki labhdaayi arthik sthiti se jude huye hai, jo arthvyavastha mein maujood bhaav-dar se prabhavit hoti hai. Uchch bhav-dar karz ki laagat ko badha sakti hai, jisse company ki net laabh-moolya dar aur labh-kumarata par prabhav pad sakta hai.

GDP Growth:  Bharat ki GDP vriddhi desh ki arthik sthiti ka ek pramukh suchak hai. Uchch GDP vriddhi karz aur vittiya sevaon ke liye badhta maang ka sanket hai, jisse Mahindra Finance ko fayda hota hai.

Government Policies: Sarkari nitiyan aur prayaason ki bhi Mahindra Finance ke performance par prabhav pad sakta hai. Jaise ki Pradhan Mantri Awas Yojana aur Stand-Up India yojana ne makan loans aur SME loans ki maang ko badhaya hai.

Inflation: Mehangaai un arthik karanon mein se ek hai, jo upbhoktaon aur karz-grahakon ki khareedari shakti par prabhav dalta hai. Uchch mehangai karz ki laagat aur laabh-kumarata ko prabhaavit kar sakti hai, jisse Mahindra Finance ki labhdaayi par asar pad sakta hai.

3. Interest Rates

Mahindra Finance ke paas bahut se financial products hai jaise vehicle loans, tractor loans, personal loans, housing loans, and SME loans. Company ke charge kiye jaane wale interest rates, loan ke prakaar, loan ki raashi, loan ka samay avadhi aur borrower ki credit score jaise factors par nirbhar karte hai.

Mahindra Finance ke kuch mukhya products ke liye charge kiye jaane wale interest rates ke baare mein ek chhoti si jaankari hai:

Mahindra Finance ke paas vehicle loans, tractor loans, personal loans, housing loans aur SME loans jaise kei tarah ke financial products hai. Company ke dwaara charge kiye jaane wale interest rates loan ke prakar aur anya factors jaise loan amount, loan tenure aur borrower ke credit score par nirbhar karte hai.

Yahan Mahindra Finance ke kuch pramukh products ke liye charge kiye jaane wale interest rates ka ek chhota sa vyakhyaan hai:

Vehicle Loans: Mahindra Finance vehicle loans ko 8.75% p.a. se shuru karke, competitive interest rates par offer karti hai. Interest rates vehicle ke prakar, loan amount aur loan tenure par nirbhar kar sakte hai.

Tractor Loans: Mahindra Finance Bharat ke pramukh tractor loans provider mei se ek hai. Tractor loans ke liye interest rates 9.75% p.a. se shuru karte hai aur loan amount, loan tenure aur borrower ke credit score par nirbhar kar sakte hai.

Personal Loans: Mahindra Finance personal loans 11.99% p.a. se shuru karte hai. Personal loans ke interest rates loan amount, loan tenure aur borrower ke credit score par nirbhar karte hai.

Housing Loans: Mahindra Finance housing loans 8.75% p.a. se shuru karte hai. Housing loans ke interest rates loan amount, loan tenure aur borrower ke credit score par nirbhar karte hai.

SME Loans: Mahindra Finance SME loans ko 14% p.a. se shuru karke, competitive interest rates par offer karti hai. SME loans ke interest rates loan amount, loan tenure aur borrower ke credit score par nirbhar karte hai.